The information on this site is for general information purposes only and does not take into account your particular needs and objectives. For appropriate advice you should contact our office to enable us to determine which products and services are most appropriate for your needs. As the website does not include full details of any products referred to, you should read the respective policy wording that can be made available on request or downloaded from our website. J.C. ROBINSON & CO Pty Ltd will not be liable to any individual or organisation for any damages whatsoever arising out of the use of the site.